Personal Umbrella Insurance

Personal Umbrella Insurance

Be Ready For Anything And Everything

Prepare for it All 

Most consumers think their current policies are all that’s needed to protect them from damages incurred under those policies, and while that is mostly true, a particularly awful lawsuit could result in damages beyond the liability you have covered. For example, your home and auto insurance may not cover all of the damages sought by the complainant if they are hurt on your property or involved in an accident with you. In this instance, personal umbrella insurance will allow you to rest assured that your home, car, future wages, and all of your priceless assets are protected from being used to pay for the expenses.

The Protection You Need

In addition to protecting you from damages that exceed your original policy’s coverage, the umbrella liability policy also offers additional protections not typically included in your original insurance package. Personal umbrella insurance can cover costs related to:

  • Personal injury coverage for claims of libel, slander, and more
  • Golf course injuries
  • Defense fees and other legal costs
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Car Accidents
  • Accidental injuries on your property

The coverage provided to you by your personal umbrella insurance policy will vary depending on your personal situation and your individual needs, so it’s imperative that you contact an insurance specialist from Noltensmeyer Insurance Services to discuss your coverage options today.