Property Insurance

Property Insurance

Protect Your Greatest Investment

Protect Your Greatest Investment

The biggest and most meaningful investment that a large majority of people will ever make in their lifetime is their home. A person’s home is meaningful in ways that extend beyond just the financial investment. There’s a wide variety of home insurance options available to help you protect your personal property, no matter what misfortunes may befall you. Our property insurance policies may protect you from damages from:

  • Vandalism
  • Volcanic eruptions
  • Windstorms
  • Hail
  • Freezing Conditions/Snow
  • Vehicle/Aircraft Collisions
  • Fire and lightning
  • Sewer/drain backup
  • Smoke

Additional Property Insurance Options

As mentioned before, property insurance options vary considerably from policy to policy, which means there are a tremendous amount of customization options to make sure you have the right protection for your needs. For example, standard homeowners insurance policies may not offer options such flood or earthquake insurance or personal property insurance. Personal property insurance can pay the actual cash value or replacement cost of personal items such as furniture, appliances, and clothing in the event of an accident or theft. This policy may also include policies such as the builder’s risk policy to insure your home from damages during construction. Additionally, dwelling replacement coverage is important for replacing your home in the event that your home is left a “total loss” from an accident. This option will allow your home to be replaced at its current value. Not everyone needs all of these options, and some people may not need any of them, so it’s important that you discuss your specific case with an insurance specialist from Noltensmeyer Insurance Services. We’re here to make sure you get the right coverage for your needs.