Professional Liability Insurance

Professional Liability Insurance

Mistakes Happen.

Mistakes happen, we understand that here at Noltensmeyer Insurance Services. We are committed to helping you get a Professional Liability policy that is tailored to the everyday operations of your business should you be held legally liable.

What Does Professional Liability Cover?

It is important for your company to have general liability coverage for bodily injury. We recommend having Professional Liability Insurance in your business portfolio because it insures the entities and people of your business from claims of negligence from third parties or even sources on the inside.

Professional Liability can offer you a large variety of options, these are a few of those options are:

  • Directions and Officers Liability (D&O) – When you have financial protection for your business’s Directors and Officers you can prevent loss in the event that they were held liable for actions that were related to their corporate positions. This can include things from violations of the law and interest to mismanagement of the company’s assets.
  • Employment Practices Liability – Your business can be protected if a worker claims that his or hers rights were violated, if you have the correct insurance. Violations from discrimination to violations of the Americans with Disabilities Acts (ADA), wrongful termination, mismanagement of employee benefit plan, and sexual harassment.
  • Errors and Omissions Liability (E&O) – If your business charges fees for the services it provides, E&O can cover any mistakes made by your employees. It can cover things such as, violations of contracts or failure to perform. Your needs for insurance is dependant on your industry.
  • Fiduciary Liability – This covers claims that involve the Employee Retirement Income Security Act (ERISA). Having the right to protect your company is so important, if someone in your company were to violate the financial obligations of the ERISA and you were held liable in situations like failure to enroll employees or imprudent investments.


Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.