Dump Truck Insurance

Dump Truck Insurance

Dump Truck Insurance Features

If you need a dump truck to operate your business, the dump truck is extremely important and just like a car, it needs to be insured. Only dump truck insurance can cover issues that are distinctive to dump trucks. Noltensmeyer Insurance Services can help you understand what all can and should be in your dump truck insurance policy. There is very basic insurance for it that provides coverage from standard risks, but since dump trucks are susceptible to other unique hazards, they need additional insurance coverage. These are some of the unique hazards they are at risk for:

  • Breakdowns that cost, both money and time, you can avoid loss financially with the right dump truck insurance
  • Dump trucks regularly operate where there is no real road
  • Hauling heavy or jagged materials could be damaging to the truck

Dump Truck Insurance Features

If you have employees that operate your dump truck, you need to have workers compensation insurance. If someone gets injured on the job, you not only want them to be covered, but it’s required by the law. You also need to consider liability… Your truck could be involved in an accident, a majority of insurance policies cover that. But, you could be doing work on someone else’s property and could need liability insurance so you can be protected if your truck has an accident and inflicts property or personal damage. If this were to happen, the loss of operation time is not all that matters; you could have a lawsuit on your hands. Our professional staff is very familiar with the varied regulations and requirements throughout the states, they can even help you if you do business in more than one state. Give Noltensmeyer Insurance Services a call to make sure you are full covered to handle any crisis that were to come about. Our agents will make sure you have the best dump truck insurance for your situation. Before you give us a call, please have the knowledge of the following information:

  • Where the dump truck will be used
  • The make, model, and year of the dump truck that needs to be insured
  • The value of the vehicle
  • What type of work it’ll be used for
  • What time of dump truck and its hauling capacity
  • How many employees you have, and how many will be operating the truck

After we have all that information, we can offer you an affordable insurance quote for your dump trucks or other vehicles.