Coverage For Specific Industries

Coverage for Specific Industries

 

Each different type of industry has its own needs regarding insurance. This makes it difficult for us to combine different policy types. Here at Noltensmeyer Insurance Services, we cater to the specific types of industries that people work in. Get in contact with us to create a personalized policy that suits your needs.

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Accounting Firm Insurance

Accounting Firm Insurance

Noltensmeyer Insurance Services strives to provide unique coverage options that will fit the needs of our diverse clientele. As such, you can rest assured that we’ll have the coverage your accounting firm needs to avoid a variety of financial pitfalls that could affect you.

Among the services we offer to accounting firms are:

  • Umbrella coverage
  • Commercial auto insurance
  • Professional liability
  • Property insurance
  • Workers’ compensation
  • Liability coverage

Don’t wait until it’s too late. Protect your business by contacting Noltensmeyer Insurance Services for your customized insurance package today.

Arborists Insurance

Quality Coverage Built Around your Business Needs

Noltensmeyer Insurance Service currently provides insurance to arborist in Sugar Land, Houston, Katy, Spring, Pearland, The Woodlands and the surrounding areas.

When you’re an arborist specialized coverage tailored to your business is more than a want, it’s a need. There are tools and equipment to cover, regulatory problems to comply to, harm to property, bodily damage inflicted by herbicides or pesticides, possible replacement of trees due to destruction by accident and a lot more.

These are a few of the coverage choices we extend to arborist:

  • Coverage for herbicides and pesticides
  • Coverage for tools and equipment
  • Errors and omissions
  • Liability coverage
  • Property damage coverage

 

When there’s such a widespread of things that could cause stress or disarray when you’re an arborist, the peace of mind of knowing your business is covered the way it should be is valuable. Noltensmeyer Insurance Services is ready to help you find what you need. Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Builder's Risk Insurance

What is Builder’s Risk Insurance?

Buildings under construction are a lot more vulnerable to risks than their finished counterparts. Unfinished projects are more susceptible to damage from the elements, and the lack of human presence or lights may lead to an increased risk of vandalism or other crime in the area. Accidents on-site could also result in substantial losses related to building damage. Builder’s risk insurance is designed to protect you from losses associated with these risks. This type of insurance policy is typically purchased by the company that is contracting the work to be done, and is primarily for covering new construction projects rather than construction that modifies or adds on to existing buildings, but there is some flexibility so it’s important to consult an insurance specialist to ensure that you get the right kind of coverage for you.

What are the pros and cons of builder’s risk insurance?

Builder’s risk insurance provides a huge amount of coverage to policyholders. This type of policy is typically written on an all-perils basis, which covers all losses except those specifically listed in the policy. Some of the common exceptions are:

  • Earthquake damage
  • Losses from law or ordinance changes
  • Losses related to nuclear hazards, war, or actions by civil authority
  • Damage beyond the estimated value of construction
  • The value of the actual land
  • Theft by employees

So even though there are exceptions, most of them are by no means typical and are likely to affect your business during a normal construction period.

How long does my builder’s risk policy last?

The length of a builder’s risk insurance policy can vary from project to project. Most policies will end once the building has finished construction, but when exactly that is depends on your policy. Sometimes construction is considered finished before finishing work is done to the inside of the building, and sometimes construction isn’t considered finished until opening day. If the length of your policy is important to you, discuss your options with one of our insurance specialists. We can provide you with the coverage you need for the duration you need.

Construction Insurance

Don’t Let Construction be your Destruction

All businesses require one form of insurance or another. Construction businesses, on the other hand, require industry-specific coverage to insure them against risks that relate directly to their field. Construction is an industry that requires investment in expensive tools and equipment, as well as substantial risk for industry on sites with heavy machinery or other dangers. Protecting your investments and your business from on-site injuries is our specialty.

We offer a variety of options for your business, so that you can find the right coverage to fit your needs including:

  • Business vehicle insurance
  • Property insurance
  • Workers’ compensation
  • Liability insurance
  • And more!

Let us help you find the right options for you and protect your business for years to come by contacting us today!

Contractors Insurance

Contractors can face some dangerous working conditions when they’re out on the job, and the costs of injuries incurred by these working conditions can result in some serious costs to your business. These high risks make a good insurance policy necessary for peace-of-mind while you’re out on the job. Not all contractors have the same working conditions, however, so it’s important that you speak with an insurance specialist to help you determine what coverage is right for you and how to best meet the needs of your company.

What a Contractor’s Insurance Package Covers

A contractor’s insurance package includes all of the necessary coverage options to protect you and your company from problems that may arise due to the risks of construction and renovation projects, as well as the risks to your work site, company equipment, employees, and anyone involved. Typical policies included in the package are:

  • Worker’s compensation
  • General liability insurance
  • Commercial vehicle insurance
  • Business owner’s policy

Any additional coverage added to the contractor’s insurance package would be dependent on your line of work. As mentioned earlier, not all contractor’s face the same risks, so the coverage your company requires may differ from other contracting organizations. Sometimes the coverage you need is even determined by local legislative requirements. Our insurance specialists are here to assist you in finding the coverage options that are required to keep your company protected.

Contractor’s Equipment Insurance

Every contractor requires tools to complete their job, some of which are specially designed with their field in mind. Some of these tools can be quite expensive, which means huge losses for your company if this equipment is damaged or destroyed beyond simply the time lost. There are some pieces of equipment (such as bulldozers) that aren’t covered under normal policies. The insurance specialists at Noltensmeyer Insurance Services strive to provide you with the best insurance coverage options for your business. Talk with one of our specialists today to find out how your equipment is classified, what risks are associated with it, and what kind of reimbursements can be expected for claims involving such equipment.

Contractor Vehicle Insurance

Ensuring you have the appropriate coverage for the types of vehicles your company uses is essential. Different policies cover different vehicles, and an insurance specialist from Noltensmeyer Insurance Services can help you find the coverage your company needs to insure all vehicles used by your company, whether they’re used simply for transportation between sites or for doing the heavy lifting. Some contractors may best be suited removing this option from their policy, which will ultimately lead to lower premiums. If you’re not sure whether you fall into this category, one of our representatives can help you decide.

Consulting Firm Insurance

Noltensmeyer Insurance Services is currently provides insurance to consulting firms Sugar Land, Katy, Houston, Pearland, Spring, The Woodlands, and surrounding areas.

Consulting Firm Insurance

The investment of your business is greatly important. You have to secured what is significant to you. Noltensmeyer Insurance Services provides core coverage to to that is exactly what your business is in need of. We have industry specific insurance choice directly intended for consulting firms. Steer clear of possible financial complications that you could experience if your business isn’t under the correct coverage.

We offer many options for insurance for consulting firms. Here are a few of the options:

  • General Liability
  • Professional Insurance
  • Property Insurance
  • Umbrella Coverage

 

To know more information about consulting firms insurance, get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Craft Brewery Insurance

Specially Crafted Insurance Plans for your Brewery

Craft breweries face the difficulty of large productions, which allows for large risk. This puts them as a prime candidate for needing insurance. After-all, protecting the financial stability of your brewery is important. We want to make sure you’re protected, which is why we offer different options of craft brewery insurance, such as:

  • General liability
  • Machinery / Equipment Coverage
  • Liquor liability
  • Property insurance
  • Umbrella coverage
  • Workers’ compensation

Get in contact with someone from Noltensmeyer Insurance Services today, or use the ‘Get a Quote’ button on this page for more information!

Dental Practice Insurance

The dental industry isn’t small, in fact, it generates over $125 billion a year. Unfortunately, the large practice comes with the downside of large liability. As a dentist, it’s unbelievably easy to make a mistake which could cost more than you can afford to fix. From failing to operate on a patient properly to simply misfiling paperwork, the industry is open to a large list of liabilities. We do, however, offer many different options for dental practice insurance, including:

Substitute work for Dentists

It’s common for these policies to only cover a dentist working at a certain location, but if you often substitute or work in different locations, this allows you to be covered for wherever is convenient for you to be working.

High risk procedures

In the industry, some patients require high risk procedures, which aren’t always insured in basic dental practice insurance. Make sure you’re covered for the procedures you’ll be performing by contacting someone at Noltensmeyer Insurance Services.

Incorporation

Although most incorporate at some point, many fail to realize that a corporate malpractice policy is required. If a practice doesn’t have the coverage that it needs, it can be susceptible to large malpractice lawsuits which the insurance won’t cover.

Equipment

Your equipment is often essential to your practice, but that also means it’s expensive. We can help with a risk assessment and help determine if additional coverage will be needed when you add new equipment to your practice.

Commercial Property Insurance

While Dental Practice Insurance is important, the location in which you work is an investment that should be protected too. Property damage is a quick way to halt your operations and can cause more problems if it’s extremely costly to replace or fix. Make sure you’re covered by getting in contact with Noltensmeyer Insurance Services or using the ‘Get a Quote’ button on this page.

Dump Truck Insurance

If you need a dump truck to operate your business, the dump truck is extremely important and just like a car, it needs to be insured. Only dump truck insurance can cover issues that are distinctive to dump trucks.

Noltensmeyer Insurance Services can help you understand what all can and should be in your dump truck insurance policy. There is very basic insurance for it that provides coverage from standard risks, but since dump trucks are susceptible to other unique hazards, they need additional insurance coverage. These are some of the unique hazards they are at risk for:

  • Breakdowns that cost, both money and time, you can avoid loss financially with the right dump truck insurance
  • Dump trucks regularly operate where there is no real road
  • Hauling heavy or jagged materials could be damaging to the truck

Dump Truck Insurance Features

If you have employees that operate your dump truck, you need to have workers compensation insurance. If someone gets injured on the job, you not only want them to be covered, but it’s required by the law.

You also need to consider liability… Your truck could be involved in an accident, a majority of insurance policies cover that. But, you could be doing work on someone else’s property and could need liability insurance so you can be protected if your truck has an accident and inflicts property or personal damage. If this were to happen, the loss of operation time is not all that matters; you could have a lawsuit on your hands.

Our professional staff is very familiar with the varied regulations and requirements throughout the states, they can even help you if you do business in more than one state.

Give Noltensmeyer Insurance Services a call to make sure you are full covered to handle any crisis that were to come about. Our agents will make sure you have the best dump truck insurance for your situation. Before you give us a call, please have the knowledge of the following information:

  • Where the dump truck will be used
  • The make, model, and year of the dump truck that needs to be insured
  • The value of the vehicle
  • What type of work it’ll be used for
  • What time of dump truck and its hauling capacity
  • How many employees you have, and how many will be operating the truck

After we have all that information, we can offer you an affordable insurance quote for your dump trucks or other vehicles.

Financial Institution Insurance

Industry-Specific Coverage, Built for your Business

Noltensmeyer Insurance Services is currently providing insurance to financial institutions in Sugar Land, Houston, Katy, Spring, Pearland, The Woodlands, and surrounding areas.

Here at Noltensmeyer Insurance Services, we strive to design specific services and coverage options that are tailored to whatever your business needs. We know the need for protection in financial institutes, from credit unions and commercial banks, to insurance companies and investment firms. Every financial institution has extremely specific requirements, we understand that, this is the reason we have very specific protection options.

Here are a few of those:

  • Commercial Auto
  • Errors and Omissions
  • Liability Coverage
  • Property Coverage
  • And a lot more!

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Fleet Insurance

Businesses that own and operate 3+ vehicles in it’s daily business routine may qualify for fleet insurance. This type of coverage is very similar to a commercial auto policy, it covers a lot of vehicles simultaneously, assisting you to get the required coverage for a reasonable cost.

Types of industries that fleet insurance is beneficial for:

  • Construction companies (even those that operate large vehicles such as bulldozers, etc)
  • Delivery services
  • Government agencies
  • Taxi Services
  • Vehicle rental companies

What Fleet Insurance Features : Commercial Auto Insurance

A big part of fleet insurance are commercial vehicle policies. They provide coverage for the vehicles for loss and damage. A majority of the time fleets that put a lot of their attention on services (i.e. locksmiths, handymen, and others of like professions) will be aware of the large discounts on their premium. The vehicles that are in use for retail work, being used for the delivery of flowers or food, typically see a medium reduction of their premium. Lastly, a company that ships massive quantities of products or people will see the smallest deduction, only because of the fact that damage in collisions is more prevalent. The standing average for incidents of that nature are around $20,000, due to the fact that flee drivers are likely on the road more than the usual individual, the chance for a collision is greater. This is the reason why having the right coverage through your insurance is priceless.

What’s Covered Under Fleet Insurance?

The biggest element of fleet insurance is the blanket coverage it provides for the employees and vehicles under it any employee will be covered while driving a fleet vehicle under insurance, unless they have been noted as being excluded from the policy. This is the most ideal option for companies that have many different drivers operating their fleet vehicles, it’s also great for companies that have vehicles out on the road constantly. Every fleet insurance policy through Noltensmeyer Insurance Services will meet or surpass the coverage required for commercial vehicles where you are.

If you are unsure about whether or not you’re vehicle is qualified to be covered by a fleet insurance policy (like if you have a vehicle that is owned by you but also used for company use), get in touch with a Noltensmeyer Insurance Services representative and they will help you find out if your vehicle qualifies.

Garage Insurance

Large garages often have a number of different liabilities included in their operation, ranging from human error to even injury of a person. Being responsible for paying for the damages caused can set back a business significantly, which is why garage insurance is a smart option to protect the investment of your garage. We offer a variety of garage insurance, such as:

  • Repair Shop Insurance
  • Body Shop Insurance
  • Tow Truck Insurance
  • Transmission Shop Insurance

Garage Insurance Features

Our garage insurance policies cover most types of accidental damage caused during regular work procedures. Often times these accidents cause damage to property, or even a person. The cost to repair property or to pay for someone’s medical bills can be extremely high, especially when working in an active garage. We also offer a Business Owner’s Policy, or BOP. It’s common for small business to have these policies, but for some people who work in industries with greater liability, more coverage might be a necessity. A BOP offers coverage for loss of income, identity theft, and other liabilities. Worker’s compensation insurance can cover for incidents such as medical cost, or even lost wages that a worker missed out on due to being injured. Don’t work in a high risk industry without the proper coverage! Get in contact with someone from Noltensmeyer Insurance Services, or use the ‘Get a Quote’ button on this page to get more information.

Healthcare Facility Insurance

Insurance Options for the Healthcare Industry

Noltensmeyer Insurance Services currently provides insurance to healthcare facilities in Sugar Land, Houston, Spring, Pearland, the Woodlands and surrounding areas.

Noltensmeyer Insurance Services is ready to help you design a protection plan that fits the specific needs of your facility. From clinics and hospitals to nonprofits and long term care facilities, we understand that healthcare facilities have very specific needs, varying from facility to facility.

Here are a few of our coverage choices for healthcare facilities:

  • General Liability
  • Professional Liability
  • Property Coverage
  • Umbrella Coverage
  • Workers Compensation

 

No matter what the needs of your healthcare facility are, we’re here to make sure you get the right policy for your business. Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Law Firm Insurance

High Quality Protection for your Firm

Noltensmeyer Insurance Services is currently provides insurance to law firms in Sugar ALnd, Houston, Katy, Pearland, Spring, The Woodland, and surrounding areas.

Noltensmeyer Insurance Services understands that your law firm requires very specific insurance. We’ve dedicated a lot of time over the years making sure we can give you the coverage requirement to keep your business operating the way it should. We offer basic coverage choices tailored to law firms.

Here are a few of our coverage options for law firms:

  • General liability
  • Legal liability
  • Professional liability
  • Property insurance
  • Umbrella insurance

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Livestock Insurance

Animals are Assets too

Noltensmeyer Insurance Services is currently providing livestock insurance to ranchers and farmers in Sugar Land, Houston, Katy, Spring, Pearland, The Woodlands, and surrounding areas.

When you’re an operator and owner of a farm or ranch that’s independent, you’ve made countless investments for your agribusiness, between machines, crops and equipment. Livestock is a huge investment for ranchers and farmers, just like any other financial asset, you want to make sure you have an extremely solid level of protection and security, so you’ll have the peace of mind knowing you’re animals are covered.

Here at Noltensmeyer Insurance Services, we understand that the safety and health of you’re livestock reflects on the profits and health of your farm. Livestock insurance provides protection for your farm and you from financial loss that could occur if your animals are killed or harmed from an accident that is under coverage, like blizzards, fires or other types of natural disasters, even if the animal was being transported.

A livestock insurance policy varies depending on the person, farm, and animals. The value of insurance is typically the individual animal’s purchase value, other factors are involved as well, like the value of its offspring or performance level can cause to increase. To figure out what policy best fits your needs, get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

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Maintenance Contractors Insurance

Coverage Built to Serve your Business’ Needs

Noltensmeyer Insurance Services currently provides insurance to maintenance contractors in Sugar Land, Houston, Pearland, Katy, Spring, The Woodlands, and surrounding areas.

The type of insurance maintenance contractors require is specific to the cleaning needs and services of the business. Noltensmeyer Insurance Services understands the fact that your business coverage needs to be flexible, we will work with you to make sure that’s exactly what you get.

These are some of the options for coverage we extend to maintenance contractors:

  • General liability
  • Lost key coverage for janitors
  • Property damage coverage
  • Theft coverage

 

To go over insurance options for your business get in touch with a Noltensmeyer Insurance Services representative today!

Manufacturing Insurance

Protection For The Risks Associated With Manufacturing

Manufacturers produce a large amount of products, which also means that they’re responsible for a large amount of risk involved in the industry. We offer manufacturing insurance in areas such as Houston, Sugar Land, Katy, and more. Get insurance to protect the high risk work that you perform in the manufacturing industry. We currently offer policies in the following areas:

  • Product Liability
  • Casualty Insurance
  • Coverage for Manufacturing Equipment
  • Umbrella Coverage
  • Workers’ compensation

We have specialized policies that fit your specific needs! Get in contact with someone from Noltensmeyer Insurance Services, or use the ‘Get a Quote’ button on this page for more information.

Media and Advertising Insurance

Keeping your business up to speed with the quality insurance your business needs

Noltensmeyer Insurance Services currently provides Media and Advertising Insurance to businesses in Sugar LAnd, Houston, Katy, Pearland, Spring, The Woodlands and surrounding areas.

Noltensmeyer Insurance Services understands that in the realm of media and advertising, information is collected and broadcasted at a fast pace and in big amounts, so you have to have the right type of coverage to match up to the fast pace demands of your business. We are here to work with you and make sure that everything involved with communications is protected. From problems surrounding potential copyright infringement and defamation, to vehicles and equipment coverage.

Noltensmeyer Insurance Services is proud to offer quality insurance that the people in media and advertising need.

These are some of the coverage choices we offer:

  • Commercial auto
  • Defamation
  • Errors and omissions
  • General liability
  • Umbrella coverage

 

We’re ready to help you! Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Medical Malpractice Insurance

You spend your life working to help others when you’re a healthcare provider. If you make a mistake, you have the risk of facing a medical malpractice lawsuit.  Medical malpractice insurance could be the sole thing in between you and having to shut down your whole practice.

Resolving a case of medical malpractice can be very difficult. There’s a lot of costs that go into the investigation of claims and deciding whether or not malpractice happened. If malpractice didn’t occur, there is no basis for a lawsuit.

If there isn’t a basis for malpractice, our agents will help you through the defense process to assist with losses if you were found liable for malpractice. There is no branch of medicine that isn’t at risk for malpractice lawsuits. There is always the risk of something going wrong, or patients believing you are in the wrong.

Medical Malpractice Coverage

Medical malpractice insurance will cover the liability related to any kind of malpractice (whether intentional or not), with extra focus on property damage, medical expenses, and bodily injury. It also covers defending lawsuits that are related to those issues.

These are the two biggest coverage types:

  • Claim Made policies that can cover claims made during the time the policy is active (it’s usually for a selected time period afterward, in the situation of continuing litigation)
  • Occurrence policies cover against loss that happens during the time where the policy was active, since a lot of people might not file suit for over a year after the alleged malpractice incident. After the suit has been filed, it could take over two years to be resolved.

 

Most malpractice cases can and are able to be settled out of court, without needing to risk the very high claims of trials. Our agents at Noltensmeyer Insurance Services work tirelessly for this outcome when they can. Settlements rarely occur until later in the process, but they offer lesser payouts when it’s necessary. This helps to keep your premiums low, and saves you from the distress that trials can bring to your business.

Make sure you’re aware of what kind of medical malpractice insurance you have and how long it is covering you for, this can help figure out if you have any coverage if a suit is brought towards you or not. If you are unsure how long you need coverage for, one of our representatives can discuss with you what your plans are and how much insurance you will need.

Nursing Home Insurance

If your nursing home isn’t properly safeguarded from potential risks you could face a multitude of charges. Nursing Home Insurance can allow you to be reimbursed for problems you had to pay out of pocket for.

A lot of nursing homes struggle with liability problems such as:

  • Failing to keep a facility safe: from managing patients with a tendency to violence to simple things like failing to remove to water from the floor, the employees of nursing home are required to keep facilities safe for all who are there.
  • Negligent hiring: even though most of the time nursing home employees truly have good intentions have good intentions, negligent hiring can occur. Employees could be neglecting or abusing nursing home patients, if this were to occur, the nursing home could be liable for this due to the fact they didn’t throughly screen employees. Requiring more training after hiring or even before their first day on the job, could alleviate this.
  • Negligent Supervision: the supervision of elderly patients is crucial, some patients even need to be monitored around the clock to eliminate self inflicted injury. Even if you were to walk away from the patient for mere minutes it would be long enough for them to injure themselves. Supervision doesn’t just mean watching the patient, it means constantly looking out for things that could cause them to slip or fall, things that would limit mobility or just other things that could cause issues, so you can fulfill your responsibility legally and to the patient.

Nursing Home Malpractice

Since a nursing home provides medical care it is under local and federal law regulation for the protection of patients. Care that is substandard makes harm to patients very likely, if this were to happen serious charges could be filed against the facility and the employee who was watching over the patient.   

Medical malpractice insurance can make crisis easier to manage, allowing  your facility the amount of time needed to make the improvements necessary to make sure these kinds of problems don’t occur again. The variety of care out there means there’s a lot of different risks, talk to a Noltensmeyer Insurance Services representative about what kind of care your nursing home offers to determine what kind of nursing home insurance you need. We will help you find a policy that meets what your nursing home needs.  

Nursing Insurance

Nursing Malpractice Insurance

When you’re a nurse, your nearness to your patients means you are under legal responsibility for them and what happens while they’re under your care even when you’re trying your hardest, disgruntled patients could hold you liable for problems that you couldn’t control.

Nursing insurance allows you to have the coverage that is far greater than what your work or school provides, it can provide protection from incidents that exceed or don’t fall under their policy. This means with nursing insurance you have the peace of mind and security, so you can perform your job confidently.

Here are some of the typical uses for this form of insurance:

  • Reimbursing patients for losses they may sustain while in your care
  • HIPPA fines or penalties
  • Lost wages
  • Defendant expenses
  • License expenses

 

Malpractice accusations have been increasing, especially as nurses have greater responsibilities. Which is why you should get an individual insurance plan. The protection plan given by your hospital or practice could very well not be enough to cover the cost of a malpractice suit.

Noltensmeyer Insurance Services wants to make sure you have the best coverage to protect yourself from malpractice suits. Get in touch with us and let us know what you do in the workplace, and what kinds of potential risks you face. We can help you find the coverage you need.  Different workplaces require nurses complete different tasks, you don’t have to pay for coverage on stuff that isn’t your responsibility.

You might need this kind of insurance even if you’re not a nurse. Even if you’re just performing tasks that are related to nursing, such as volunteering to care for others (with or without a license), talk to one of our agents to determine if you need nursing insurance.

Orthotics & Prosthetics Insurance

Specialized insurance for your specialized industry

Noltensmeyer Insurance Service currently provides orthotics and prosthetics insurance to businesses in Sugar Land, Houston, Spring, Pearland, Katy, The Woodlands, and surrounding areas.

Fabricators, manufacturers, distributors, and practitioners inside the industry of orthotics and prosthetics require very specific coverage for their businesses. Noltensmeyer Insurance Services understands t your business needs nothing less than comprehensive protection.

Here, our team of specialized insurance experts are ready to help you get a business coverage plan tailored to the needs of your industry. Get in touch with Noltensmeyer Insurance Services today to find out what we offer to the orthotics and prosthetics industry!

Pharmacist Insurance

Pharmacist Insurance

Lawsuits involving healthcare are always a risk for those working in the medical field, pharmacist are no exception to this risk. A lot of pharmacist work for a big drug store chain or in an office, for either one of this situations, you need the proper coverage.

If you own the business, you need general business insurance (such as a BOP, a business owners’ policy, worker’s compensation insurance for employees, commercial property insurance for an office space, and liability coverage.

Liability coverage is available to cover accident at your business but it can also cover you against malpractice lawsuits. The fact that pharmaceuticals can have a lasting effect on peoples’ health makes pharmacists’’ liability more prevalent. The amount of risk in the pharmacy industry surpasses the risks of other businesses. You need to ensure you are protected if you or your employee were to make a mistake.

Insurance policies will cover the costs of defending your case if you get sued. A majority of policies will allow you deposition representation, and defendant expense coverage is also available for you. Every state has different rules, so check with the states where you offer service, because some policies cover your professional license. Talk to one of our agents if you have any questions. There are policies to cover you as an individual pharmacist and policies for businesses themselves. The Noltensmeyer Insurance Services agents are here to help you find the right coverage!

Get in touch with us today to figure out what kind of pharmacy insurance you need. Whether you are an individual within a large organization or you own the business, we are ready to help you find just what you need. Give us a call to make sure you have the best coverage to give yourself protection from the risks of operating a business. 

Pool and Spa Insurance

Keep your Business Afloat

Noltensmeyer Insurance Services currently provides insurance to businesses in the pool and spa industry in Sugar Land, Houston, Pearland, Katy, Spring, The Woodland and surrounding areas.

Here at Noltensmeyer Insurance Services, we gladly offer insurance to the pool and spa industry. Retailers, manufacturers, and contractors will very satisfied with the types of business insurance packages we offer. The industry specific coverage we extend to you will make sure your business is covered properly.

These are a few of the insurance options we offer:

  • Commercial Auto
  • Errors & Omissions
  • General Liability
  • Property damage coverage
  • And a lot more…

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Printers & Publishers Insurance

 Precise Coverage For a Precise Industry

The printing and publishing industry relies on quick and accurate work. At great speeds comes great risk of incident. We understand the risk associated with doing both at the same time, which is why we offer Printer and Publisher Insurance. Having a policy to protect yourself from accidents lets you focus on your work instead of worrying about what could happen.

We currently offer the following options:

  • Professional Liability
  • Errors and Omissions Coverage
  • Corrections of Work Coverage
  • Property Coverage

Get in contact today with someone from Noltensmeyer Insurance Services, or use the ‘Get a Quote’ button on this page to learn more.

Railroad Contractors Insurance

You Need a Quality Insurance Package to Help You Down The Track

Noltensmeyer Insurance Services is currently providing insurance to railroad manufacturers and contractors in Sugar Land, Houston, Pearland, Katy, Spring, The Woodlands, and surrounding areas.

Noltensmeyer Insurance Services knows that risks are ingrained into the railroad industry. You shouldn’t have to worry about if you are protected from these risks. We strive to make sure you have a policy that is tailored to your business, so it can be protected the way it needs to be.

These are a few of the coverage options we provide to railroad manufacturers and contractors:

  • Commercial Auto
  • General Liability
  • Inland Marine
  • Railroad Protective Liability
  • Umbrella Coverage

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Real Estate Business Insurance

To Keep Your Business Safe

Noltensmeyer Insurance Services is currently providing insurance to real estate agents and businesses in Sugar Land, Houston, Pearland, Katy, Spring, The Woodlands, and surrounding areas.

Noltensmeyer Insurance Services is ready to help you create a business owner’s policy that has all the types of coverage you need in one policy. You want to make sure your real estate business has the right coverage, based upon what kind of real estate you work in. Here are a few of the types of coverage for business owners’ policies:

  • Business Vehicle Insurance
  • Liability Insurance
  • Property Insurance
  • Workers’ Compensation
  • And a lot more…

 

We’re here to help you put together the protection plan that is best for your business. Contact Noltensmeyer Insurance Services today to get a consultation.

Retail Insurance

Coverage For The Many Challenges That Come With Retail

The retail industry comes with a large number of difficulties and liabilities, which is why we offer personalized policies to give you ease of mind. Retail businesses can suffer from competition, theft, and more. Make sure you have the right amount of coverage you need so that you’ll be safe when disaster strikes.

Currently, we offer the following types of retail insurance:

  • Property Coverage
  • Umbrella Insurance
  • General Liability
  • Crime Insurance
  • Business Interruption Insurance

Get in contact with someone from Noltensmeyer Insurance Services, or use the ‘Get a Quote’ button on this page to get more info!

Security Guards Insurance

Security for Your Security

Noltensmeyer Insurance Services is currently providing insurance to the security guard industry in Sugar Land, Houston, Pearland, Katy, Spring, and The Woodlands, and surrounding areas.

Our security guard insurance can provide coverage for everything from different job sites and operations to different job sites. Noltensmeyer Insurance Services strives to provide security guard insurance with a big range if coverage options.

Here are some of the options for security guards:

  • Commercial Auto
  • Commercial Property Insurance
  • False Arrest
  • Personal Injury
  • Professional Liability

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Specialized Truck Equipment Insurance

Specialized Truck Equipment Insurance

Noltensmeyer Insurance Services is currently providing insurance for businesses that have specialized truck equipment in Sugar Land, Houston, Katy, Pearland, Spring, The Woodlands and surrounding areas.

From distributing to repairing to manufacturing specialized truck equipment, you need a versatile insurance plan to match up to the services of your business. We will give you the precision to create a protection plan tailored to your business. Noltensmeyer Insurance Services understands the complexity of the industry of specialized truck equipment.

Some of the coverage options offered for specialized truck equipment include:

  • Commercial Auto
  • Lock Rekeying or Replacement
  • Property Insurance
  • Theft Coverage

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Technology Insurance

Cyber Liability, Property Insurance, and More

In today’s day and age, technology is the center of almost all modern industries, just like many growth areas, it faces particular risks. If you’re a large IT corporation or even a small business using just one computer, technology insurance can help you mitigate the risks and allow you to run your business with the utmost confidence. These are the things you need to know about this kind of coverage.

To start off, there isn’t one policy for all technology. Since the way technology is used throughout companies is very different, the risks are different as well. If there was just one policy for all technology, it would cost a lot more than you need. To keep it cost effective for you, we focus on the needs of your company and find a solution that fits what you need, so the cost can stay low and you can still have the protection you need.

To find out what kind of technology insurance you need, you need to talk to an agent so they can accurately find a solution for you. Here are some things to think about before you get on the phone with us:

  • Are you a user or a creator? Companies with users have to understand the possibility of their technological services shutting down without notice or being limited, while the companies that create software or technology are susceptible to lawsuits over the use of intellectual property.
  • How critical is technology to your operations? There are some businesses that could manage for days without a computer, and then there are some that the inability to use computers means they couldn’t do business, at all. If you are dependent on the use of technology, you should have enough coverage to replace the whole system if something were to go horribly wrong.
  • What kind of technology do you have? A lot of businesses these days are using a cloud-based system that could (but not in all situations) have insurance of its own to deal with technical problems due to the software. There are other business that manage with one computer for the whole company, Letting us know what kinds of technology you use will help us find you the right plan for your business.

 

There isn’t a way to 100% avoid risks when you use technology, but there is insurance to get the risks down to a totally manageable level.

Tractor Insurance

Tractor Insurance Benefits

The protection of your livelihood is so important. The importance of keeping insurance on your house or car well understood. But if your livelihood depends on a tractor, it should be covered too.

Tractors face a lot of the same issues a standard vehicle does, like mechanical wear, weather and accidents. Most tractor owners rely on insurance when they have to deal with poor situations, like vandalism, theft, fires, and burglary. A majority of these situations aren’t inflicted by an owner-operator and can be covered by insurance.

Your tractor needs protection. When you own a farm or a ranch, you understand that your tractor has equal importance to your everyday operations, as a computer is to a graphic designer or a car is to a salesperson. Protecting it now can be the difference from distress and success down the road.

Having insurance can help whatever issues you face more manageable. The term details and conditions are different throughout all the states. Give Noltensmeyer Insurance Services a call today to find out what the details are for coverage in your area, so you can effectively protect your assets. Let us know the kind and size of tractor you want to insure, what its purpose is and what value it has to your operations.

Veterinary Office Insurance

Veterinary Office Insurance Features

When you’re a vet, you without a doubt take responsibility for animals and their owners very seriously. You’ve worked and worked to obtain the qualifications you need to be able to care for people’s animals. In the same way doctors that care for people do, you have to have insurance to cover your practice from the multitude of things that could go wrong.

If you own a veterinary business office, the veterinary insurance you need starts with getting coverage for you building and equipment from natural disasters, theft, fire, and general liability.

When you’re a veterinarian you need more than just protection for their office space, just like human medicine, you need a policy that has malpractice insurance as precaution for veterinary medicine events that go haywire. Very active staff can make mistakes or have accidents. An animal could struggle with an unforeseen event that you could not prevent. But you could still be held liable for this in court. Malpractice covers your business if someone were to make a mistake.

An area of concern for veterinarians is the option is some policies, “consent to settle”, this means veterinarians have to give approval in writing to settle in a case, even when it is the recommendation of the insurance company to settle. In certain cases, policies won’t provide coverage for lost expenses experienced in a lawsuit that was lost if the insurer had recommended to settle and you refused to, this is called a “hammer clause.”

On occasion business issues occur outside of legal matters in which a mistake or accident can occur that could open you up to liability. Like an animal being put in an area with other animals, causing the animal to get injured. Which would be a complete mistake can still cause your business to be liable.

Noltensmeyer Insurance Services is ready to completely explain to you all of your options as a veterinarian. We offer many different policies – policies for veterinarians that only work with small animals, or the equine field, and for ones that only work for offices or field work, respectively. Give us a call today! We’re ready to help you find the policy that is the perfect fit for you and get you covered in the way you need.

Water Well Drillers Insurance

Specialized Coverage Built for your Business

Noltensmeyer Insurance Services currently provides insurance to water well drillers in Sugar Land, Houston, Pearland, Katy, Spring, The Woodlands and surrounding areas.

Noltensmeyer Insurance Services has a specialized insurance tailored to water well drillers. This industry has extremely specific insurance requirements, and we have coverage options that fit your business.

These are some of the standard coverage options for water well drillers:

  • Inland marine
  • Liability coverage
  • Property damage
  • And more

 

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.