Auto Insurance

Auto Insurance

The right amount of Auto Insurance can protect your while you’re driving. Ranging from hit-and-runs to simple auto incidents, proper auto insurance is important.

At Noltensmeyer Insurance Services, we bundle auto insurance and customized policies to make sure that you have the coverage you need when you need it. We’ll make sure that your policy is personalized to what you need, allowing you to drive confidently, knowing that you’re protected.
















Liability Coverage

Auto Liability Insurance can assure that you’re safe if an accident occurs. Anyone involved in an auto accident is susceptible to injury, which leave you responsible for car damage, medical bills, or more. Having auto liability insurance in a time like this can save you from being put in a financial position you can’t afford.

Components of Liability Insurance

In an accident you’re responsible for, you may be required to pay for legal defense if you’re sued. Auto Liability Insurance offers protection from: Bodily Injury and Property Damage.

  • Bodily Injury Liability will assist in payments for pain and suffering, loss of income, and medical expenses of other people involved.
  • Property Damage Liability helps when damage is caused to others property by you.


An accident can happen at any time, but Auto Liability Insurance protects you from financial loss if someone or something is damaged. In fact, in some states, Auto Liability Insurance is required to drive. Having the proper amount of insurance can save you from having to pay thousands out of pocket for an accident. Get in contact with someone at Noltensmeyer Insurance Services, or get a free quote with the button below to get started today!

Comprehensive Coverage

Security On and Off The Road

At Noltensmeyer Insurance Services, we want to alleviate some of the stress that comes with owning a car. Collisions aren’t the only risk you face as a vehicle owner. Your car is susceptible to a variety of other incidents, such as:


  • Theft
  • Vandalism
  • Fire Damage
  • Hail, Water, or Flood Damage
  • Animal Collisions
  • Damage from Falling or Flying Objects


While your auto insurance policy may cover you in the event of an accident with another vehicle, it may not protect you from the incidents above. At Noltensemeyer Insurance Services, we want you to feel that your property is fully protected in a variety of possible incidents. With comprehensive coverage, you can rest easy knowing that the above events are covered under your policy.

Other Non-Collision Related Services

Having the coverage you need is essential to feeling safe on and off the road, but here at Noltensmeyer Insurance Services we know that there’s more we can do than just providing you with the right coverage. We offer other non-collision related services to make your life easier, like Roadside Assistance and Diminishing Deductible.

  • Roadside Assistance provides you with advantages like lockout assistance, jump starts, and towing up to 15 miles – all in one convenient package.
  • Diminishing Deductible commends you for being an accident and violation-free driver with an annual credit reward towards your collision deductible.
Collision Coverage

Bumper-to-bumper Protection For Your Auto

At Noltensmeyer Insurance Services, we understand that the risks faced every day by car owners can be very stressful. The risk of losing your investment with one wrong turn is a daunting possibility. That’s why we offer Collision Coverage, which will insure damage to your car, whether it be from an accident with another vehicle or an accident with an object.

How Much Collision Coverage Is Needed?

The coverage provided by your Auto Insurance policy can vary depending on the details of your car, such as the age and year of it, and your personal financial situation. Noltensmeyer Insurance Services will assist you in finding the coverage option that fits your budget requirements. We also offer additional benefits beyond the necessary collision coverage. These additional benefits include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.

  • Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
  • GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
  • Accident Forgiveness ensures that your rates won’t increase because of a single accident.


Contact Noltensmeyer Insurance Services using the “Get a Quote” button below to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.

Uninsured & Underinsured Motorist Coverage

Not Every Driver Is A Responsible Driver

Sometimes accidents happen that are entirely out of your control. Driving safely can hopefully protect you from ever being in an accident, but the possibility of coming into contact with an unsafe driver is real.

Crossing paths with those drivers that are irresponsible may have dire consequences for you and your financial stability. When you get into an accident with a driver that doesn’t have the proper coverage, you may be stuck footing the bill for any medical payments, damages, or other resulting financial responsibilities out of pocket.

It’s Important To Be Prepared For Everything

At Noltensmeyer Insurance Services, we offer Uninsured/Underinsured Motorist Coverage to provide you with the guarantee that your medical expenses will be covered in the event of an accident. If you’re ever unfortunate enough to become involved in an accident caused by an irresponsible driver without adequate liability coverage to pay for your injuries and damages, our uninsured/underinsured motorist coverage will compensate you for the amount you are legally entitled to in regards to you, your passengers, and your vehicle. In some states, uninsured/underinsured motorist protection may also cover property damage.

Uninsured/underinsured motorist coverage is not the same as your typical auto insurance policy, and is essential for ensuring that you do not become unfortunate enough to be stuck with hefty bills as a result of a negligent driver. Contact us using the “Get a Quote” button below to inquire about the best coverage for you.

Accident Forgiveness

Accidents can hurt your record. Don’t let them!

Accidents happen, we understand that here at Noltensmeyer Insurance Services. When your on the road there are many situations that you can’t avoid and that you aren’t in control of. Your driving record being affected or your rates going up is not what we want. Through Accident Forgiveness, your first accident you can be charged for can be forgiven.

When you’re covered by Accident Forgiveness and you’re involved in an accident, even if it’s an accident that you caused, your rates will not increase. Per policy, this will be applicable a single time, and once it has been used, you will be qualified to acquire it in three years.

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

Diminishing Deductible

 Good Drivers are worthy of even better rewards.

When you’re a driver, safety for you, your passengers and others out there on the road should have the utmost importance to you. Once you’ve found the right coverage with Noltensmeyer Insurance Services, you’ll know how beneficial it is to be an accountable driver. When you have Diminishing Deductible, you can receive rewards for being a violation and accidentless driver.  

After signing up for Diminishing Deductible, you will get an instant $100 credit on your deductible. After that you $100 of extra credit can be added, just for driving safely. When you’re a driver with Diminishing Deductible you can get up to a maximum of $500 credit.

This is just one of the many ways Noltensmeyer Insurance Services can give you the options of valued coverage for a safe driver.

If you are looking for more options, talk to a representative with Noltensmeyer Insurance Services about a Total Loss Deductible Waiver. If you’re under the coverage of this waiver and your car gets totaled in an accident, you will not have the responsibility of paying for your deductible.

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page for more information.

















Roadside Assistance

Help On The Go

When you’re driving, it’s best to be prepared for the unexpected. A great way to do this is with roadside assistance. We offer Roadside Assistance via Allied Insurance’s “Sign and Drive” service.


  • Basic Package: The basic package includes fuel delivery, towing up-to 15 miles, flat tires, jump starts, and membership discounts.
  • Plus Package: This package includes everything listed above, but with the addition of turn-by-turn directions, interruption coverage, towing up-to 100 miles, pre-trip map routing, and emergency messages.


By having Roadside Assistance, you’ll be prepared in the case of an accident. Get in touch with us at Noltensmeyer Insurance Services for more information, or use the ‘Get a Quote’ button below!

Specialty Auto Insurance

It’s More Than Just A Hobby

At Noltensmeyer Insurance Services, we understand the value of your car. Whether you’re flying down the road, showing it off, or even racing it, you won’t want to have to think about your insurance. With Specialty Auto insurance, we take the worry away from owning a car.

With the price of specialty cars, a safe and secure insurance policy is a smart investment, which is why we offer all kinds of specialty auto insurance, such as:


  • Collectibles
  • Hot Rods
  • Antiques
  • Classic Cars
  • Show Cars
  • Race Cars
  • Custom-Built Cars


Assure the protection of your asset today with Specialty Auto insurance from Noltensmeyer Insurance Services. We have options for all kinds of avid auto enthusiasts! If you have multiple vehicles, you may even qualify for a multi-car discount.

Get in contact with Noltensmeyer Insurance Services with the get a quote page above!


Help When You Need It Most

Towing coverage can give you peace of mind while you enjoy the freedom of your car. Knowing that help is there when you need it allows you to be worry free of being stuck somewhere or having to pay ridiculous prices out of pocket when you can’t afford it.

You wouldn’t want to be stuck somewhere without the necessary help that you require. That’s why we give the option of adding Towing coverage. By adding it, you can be free of worry when you’re out and about.

We also offer Roadside Assistance, which can offer even more useful benefits. Those can be found here

Get in contact with Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page!

Rental Reimbursement

Get Back On The Road Faster

Having a car is at the ready is essential for most people today. If you were in an accident or your car was stolen, Noltensmeyer Insurance Services offers Rental Reimbursement so you can get back to your regular life while it’s taken care of.  

With Rental Reimbursement, we cover the price that comes with renting a vehicle when yours is out of commission. If you’re interested, get in contact with someone at Noltensmeyer Insurance Services to figure out the details of the coverage to assure that you’re insured. You can also use the ‘Get a Quote’ button on this page!

Personal Injury Protection (PIP)

Coverage That Helps You Get Well

At Noltensmeyer Insurance Services, we understand that in an auto accident, there’s more than just car damage that occurs. Personal Injury to yourself or to family is a major concern, but it can become an even bigger burden when you’re responsible for medical bills.

The Personal Injury Protection that we offer can also cover things such as medical bills, loss of wages, or even funeral costs. This protection can help when you or a family member is injured in an auto accident and you’re not able to afford the aftermath.

Get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get a Quote’ button on this page. Make sure you’re able to cover the events that follow a tragedy like an auto accident.

Minor Violation Forgiveness

Responsible drivers need second chances.

Here at Noltensmeyer Insurance Services, we are aware that if you want to be a responsible driver, you are taking every safety measure needed. If you get one citation for a minor violation, it could damage your stellar driving record. Minor Violation Forgiveness can save you from this.

Noltensmeyer Insurance Services can help you get the right coverage for avoiding minor violations affecting your driving record.

When you have Minor Violation Forgiveness and you get a citation for a minor violation, you have the comfort of knowing your rates will not raise. Minor Violation Forgiveness can only apply once per policy, like Accident Forgiveness. The coverage will start again three years after your latest minor violation.

To learn more about how to ensure your credibility as a safe driver is protected, get in contact with someone from Noltensmeyer Insurance Services or use the ‘Get A Quote’ button on this page for more information.